iPhone & iPad · iOS 18+

See your cashflow
before it surprises you.

Track bills, deposits, transfers, and recurring payments — and watch the chart project where your balance is heading. No bank linking. No ads. Syncs privately across your iPhone and iPad through your own iCloud.

Dashboard — balance, 90-day chart, upcoming bills
Why Personal Cashflow

Built for people who actually want to know what's coming.

A finance tracker shouldn't sell your data, beg for bank credentials, or hide behind a confusing dashboard. This one doesn't.

🛡️

No bank linking

You enter your bills, deposits, and transfers manually. No third-party aggregator ever sees your credentials, balances, or merchant history.

📈

Projection-first

Most apps show you yesterday. This one shows you tomorrow — every recurring transaction is projected onto an interactive 30 / 90 / 365-day chart.

🍏

Apple-native

Built in SwiftUI for iPhone and iPad. Works offline. Light, dark, and system themes. Looks at home next to your other Apple apps.

What's inside

Everything you need. Nothing that gets in the way.

Designed around the small daily decisions that actually move your finances — not vanity dashboards.

📅

Recurring bills & deposits

Set up rent, paycheck, or subscriptions once with daily, weekly, monthly, quarterly, or yearly frequencies.

💸

Quick transactions

One-tap to log a coffee, an Uber, or a refund — process and adjust the balance immediately.

🔁

Account transfers

Move money between Checking and Savings with a single transaction that updates both balances correctly.

📊

Projected cashflow chart

30, 90, or 365-day projection with highest, lowest, and negative-balance markers you can toggle on or off.

🏷️

Smart categories

Custom colored categories for income and expenses. Auto-suggests categories based on similar past transactions.

🏦

Multiple accounts

Track Checking, Savings, Bills, or any account. Set a favorite as the default for new transactions.

📄

PDF reports

Category breakdown, monthly overview, bills & income — all exportable as PDFs you can save, print, or email.

🔍

Filter & search history

Find any past transaction by name, category, or date range. See deposit and debit totals for any filter.

🌗

Light / Dark / System

Appearance picker that updates every screen instantly. Designed to look good in either mode.

☁️

iCloud sync

Your data flows privately between your iPhone and iPad through your own iCloud — no servers in the middle, no account to create. A built-in recovery option keeps sync resilient.

A look around

Designed for clarity.

Cashflow — projected transactions with chart
Interactive 90-day projection
Bills & Deposits list
All your recurring bills & deposits
Transaction history
Full transaction history